FOR FINTECHS, WALLETS AND NEOBANKS
Make customer balances productive. Keep funds liquid.
Set how much must stay available for payments and withdrawals. Auto allocates the rest across approved yield sources and adjusts as balances change.
LIVE CUSTOMER BALANCEAUTO ACTIVE BALANCE
BALANCE MIXBalanced liquidity
25% instant liquidity · 75% higher yield · 45% max concentration
INSTANT LIQUIDITY · 4.0%$25M
HIGHER YIELD · 6.0%$75M
- Total balance
- $100M
- Instant liquidity
- $25M
- Higher-yield balance
- $75M
- Blended yield
- 5.5%
- ANNUAL EARNINGS
- $5.5M
Adjust the mix
THE DIFFERENCE
Rules you can see. Not decisions you have to trust.
| Decision | Discretionary manager | Auto Active Balance |
|---|---|---|
| Rules | Process and judgment | Set by you |
| Execution | Periodic human action | Continuous and automatic |
| Yield sources | Manager selects | You approve the source list |
| Liquidity needed | Team intervenes | Automatically restores liquidity |
| Audit trail | Report after the fact | Every move has a reason |
Build an Active Balance around your business.
We’ll design the liquidity, yield-source, and concentration controls with your team so balances stay ready without giving up earnings.